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straight talking financial advice

Your life. Your Goals. Your Plan.

Your Financial Future!
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meet richard gough

Welcome!

Healthy Personal Finances was founded in 2013 by licenced financial adviser, father of two, and self confessed numbers geek Richard Gough.

Our purpose is all about empowering you to take control of your financial future so you have the freedom to live life on your own terms.

We do this by giving you the information you need to make smart financial decisions that align with your goals and vision for the future.

We go well beyond the numbers - we're here to support and guide you every step of the way on your journey to financial independence!
ABOUT US

There is only one success, to be able to live life on your own terms!
what we do

Who We Work With

Our services are all about empowering you to take control of your financial future by making smart decisions that align with your goals.

Millennials

You don't need to give up oat milk lattes to get head - what you need is a clear plan that aligns with your goals and values so you can live life on your own terms!

Wealth Accumulators

It feels impossible to get ahead while balancing a mortgage, kids, and the rising cost of living - which is why having a clear financial plan is essential for breaking free!

Pre-Retirees

You've worked and saved hard all your life, but a fulfilling retirement doesn't just happen - what you need is a clear plan that enables you to enjoy financial freedom!
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Your time is limited, so don't waste it living someone else's life.
get in touch

Contact Us

Submit your question here and we'll get back to you shortly!
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Level 27/101 Collins Street, Melbourne, VIC, 3000

(03) 9653 7433
Legal stuff

General Advice Warning

This website is published by Richard Gough (No 435801) of Healthy Financial Advice Pty Ltd trading as Healthy Personal Finances. Healthy Financial Advice Pty Ltd is a Corporate Authorised Representative (No 1265588) of Synchron Advice Pty Ltd (ABN 33 007 207 650), AFSL 243313.

The information contained in this website and any of the resources available through it including eBooks, fact sheets and seminars (‘Content’) has been prepared for general information purposes only and is not (and cannot be construed or relied upon) as personal advice.

No investment objectives, financial circumstances or needs of any individual have been taken into consideration in the preparation of the Content. Financial products entail risk of loss, may rise and fall, and are impacted by a range of market and economic factors, and you should always obtain professional advice to ensure trading or investing in such products is suitable for your circumstances.

Under no circumstances will any of Healthy Personal Finances, Synchron Advice Pty Ltd, its officers, representatives, associates or agents be liable for any loss or damage, whether direct, incidental or consequential, caused by reliance on or use of the Content.

This Content is restricted to Australian residents and is for the intended recipient only. From time to time, Healthy Personal Finances representatives or associates may hold interests in or transact in companies or products mentioned herein, and may receive fees or other benefits, in connection with the making of any recommendation or facilitating a transaction in such companies or products.